Invention Garden – General Terms and Conditions

Invention Garden is a trading name for CM Assets Ltd and provision of services provided by Invention Garden in the form of training, coaching, consulting or other accompanying forms of education are provided jointly by CM Assets Limited (UK) and Fearsome Ltd (UK) under their private Joint Venture Agreement entered into in 2022.

This agreement (The “Agreement”) is between CM Assets Ltd (Hereinafter “CM Assets” or the “Company”) and you (Hereinafter “You” or the “Client”), as a user authorized for the use of any service offered by CM Assets. (Referred to collectively or individually as the “Services”) The Services are provided to the Client under these General Terms of Service, our Privacy Policy, any other policies or rules that the Company may publish from time to time, together with any specific services defined in a separate Client service agreement (the “Service Agreement”) agreed at the time of sale verbally and or communicated in email accompanying payment for said specific services, (Collectively, the “Agreement”) and you agree that you are a direct party to this Agreement, its rules and policies. This Agreement constitutes the entire agreement between the Client and the Company and shall supersede all prior agreements between the two parties regarding the terms herein defined. If there are any conflicting terms between the General Terms of Service and the specific services communicated at the time of sale, then the Service Agreement shall supersede.

Referrals: In some cases, the Company may refer Clients, website users or people contacting the Company to other 3rd party people or companies. When so doing, the Company holds no responsibility for the actions, services or for payments to such third parties.

Acceptance Of The Terms Of Agreement: By making payment to the Company and/ or by using any of the Services, the Client confirms acceptance of and agrees to be bound by the terms of this Agreement. The company reserves the right to amend the Agreement at any time, and any such amendment will become effective five (5) days after the amendment has been posted on the Company website. Continued use of the Services will then constitute acceptance by the Client of the amended Agreement and no other Agreement version shall be effective or enforceable against the Company. Under this agreement, the rights granted to Clients are expressly non-exclusive. The Client is not permitted to assign, sublicense, sell or otherwise transfer any or all of these rights without prior written agreement with the Company. The Company, prior or subsequent to acceptance of the Agreement, may reject the Agreement for any reason or for no reason. Activation and provision of the Services shall indicate the acceptance of the Company but does not obligate the Company to provide or to continue the provision of access to all or any Services. Such access and provision shall be provided at the discretion of the Company.

Requirements For ‘Invention Garden’ Services: The Client must either: (a) Enter into a separate agreement with the Company which describes the specific terms and conditions of the Services to be provided, or (b) complete the registration and purchase process made available to the Client by the Company or by authorized partners or agents, and any such registrations must be approved by the Company. Separate agreements or registration processes may be in different formats made available either offline or online, subject to change at the discretion of the Company without prior notice. Company Services are only offered to persons and parties that are legally able to sign and enter into binding contracts. By accepting the terms and conditions of this Agreement, the Client warrants and represents that they are eighteen (18) years of age or older and that they are an authorized signatory.

By acceptance of this Agreement, the Client agrees to: (a) provide up to date, complete and accurate information for identity, address, contact telephone and

email information, telecommunications devices and internet access as is required by the Company to provide the Services; (b) update and maintain this information so as is required to ensure such information is up to date, current, accurate and complete; (c) use the Services in accordance with all applicable laws; (d) comply with Scottish and European Law with regard to transmission of technical data through the Company’s Services; (e) not use Services for any illegal purposes; (f) not disrupt or interfere with any networks connected to the Services; (g) abide by and comply with all terms, policies, regulations and procedures of networks connected to the Services; and (h) with respect to the Service, only transfer or forward calls to legitimate authorized recipients and destinations.

Payment and Refund Policy: The Client agrees to pay for Services provided by the Company in accordance with the payment terms agreed upon at the time of purchase. The Company reserves the right to change its fees at any time upon notice to the Client. All payments made to the Company for Services are non-refundable, except as required by law. The Company may, at its sole discretion, offer refunds or credits on a case-by-case basis. The Client acknowledges and agrees that any disputes regarding payment, including chargebacks or disputes made with payment processors, must be resolved between the Client and the Company directly, and the Client shall not involve any third party in such disputes.

Intellectual Property: The Company retains all rights, title and interest in and to any and all intellectual property rights related to the Services, including but not limited to all copyrights, trademarks, trade secrets, patents and other intellectual property rights. The Client shall not use any of the Company’s intellectual property without the express prior written consent of the Company.

Confidentiality: The Client agrees to keep confidential and not to disclose to any third party any and all confidential and proprietary information received from the Company. The Client further agrees not to use any confidential and proprietary information for any purpose other than as specifically authorized in this Agreement or in writing by the Company.

The Client acknowledges and agrees that the Company, its partners, its marketing material, nor its courses promise or guarantee any successful or monetary outcome. Any outcomes are dependent solely on the actions and efforts of the Client, and the Company does not guarantee any outcomes. Any mention of figures or success stories in our marketing materials are used only for descriptive purposes and do not guarantee any kind of outcome. The Client agrees that they are solely responsible for their own success and that the Company is not responsible for any failure to achieve any desired outcomes or results. The Company makes no warranties or representations, express or implied, as to the quality, accuracy, reliability, timeliness, or completeness of the Services, and the Company disclaims any implied warranties or representations, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Limitation of Liability: The Client acknowledges and agrees that the Company shall not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits or revenue, whether incurred directly or indirectly, or any loss of data, use, goodwill or other intangible losses, resulting from (a) the use or inability to use the Services; (b) the cost of procurement of substitute goods and services resulting from any goods, data, information or services purchased or obtained or messages received or transactions entered into through or from the Services; (c) unauthorized access to or alteration of Client’s transmissions or data; (d) statements or conduct of any third party on the Services; (e) any other matter relating to the Services; (f) any delay or disruption of the Services, (g) any breach of this Agreement by the Company or any third party providing services on behalf of the Company. The Client’s sole and exclusive remedy for any breach of this Agreement by the Company shall be termination of this Agreement and refund of any unused fees paid to the Company.

Indemnification: The Client agrees to indemnify and hold the Company, its affiliates, officers, directors, employees, agents, and licensors harmless from any and all claims, actions, suits, demands, damages, liabilities, costs, and expenses, including attorneys’ fees, arising out of or in any way related to the Client’s use of the Services or any violation of this Agreement.

Governing Law and Jurisdiction: This Agreement shall be governed by and construed in accordance with the laws of Scotland. The parties agree that any legal action or proceeding arising out of or in connection with this Agreement shall be brought in the courts of Scotland and the parties hereby submit

to the jurisdiction of such courts for the purposes of any such action or proceeding. The prevailing party in any such action or proceeding shall be entitled to recover its reasonable attorneys’ fees and costs. If any provision of this Agreement is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced. The failure of the Company to enforce any right or provision in this Agreement shall not constitute a waiver of such right or provision unless acknowledged and agreed to by the Company in writing. This Agreement may not be amended or modified except in writing signed by both parties. The parties have expressly requested and required that this Agreement and all other related documents be drawn up in the English language. Les parties conviennent et exigent expressement que ce Contrat et tous les documents qui s’y rapportent soient rédigés en anglais.

Contact Information: If you have any questions about this Agreement or the Services, please contact us at the following email address: [email protected].